Mumbai builder to pay Rs. 14 lakh for late delivery of flat

In the past few years, one of the biggest problems quoted by people who have bought houses is an inability to be confident about getting their dream houses on time. Flats have been announced in huge numbers all across the country, specially in the suburbs of the larger cities, and the response from people has been tremendous. Driven by an urge to live in their own homes, and with easy availability of loans, as well as the herd mentality (when so many colleagues are taking houses, it produces an urge to figure out the finances involved and if it is available, why not also try and buy your own house), the sale of houses / flats was high. Especially where there were IT offices involved, almost everybody in the office would have purchased a flat. Now, the business of constructing houses is very opaque – builders would have managed to get land banks, or in some cases, assumed that they would get land banks; floated proposals for building towers of apartments and managed to get people interested in these, and with these sales, there was working capital for the purchase of land, greasing of the official machinery, and getting the construction process started.
Given that the working processes of these builders is not transparent, there is a lot of machinations that happen, there is no knowledge whether the financial and building processes of the builders follow any standards (even if they claim that they are following strict guidelines and processes), and there are a number of people who have been stuck. Sometimes the builder plays with the funds, sometimes the builder does not have the required permissions, and sometimes the project management of the construction project was in pretty bad shape. In all this, the interests of the flat-owner, who has put in hard-earned money to purchase a flat is not really considered. When the delivery date is delayed or some other problems, the interests of the flat purchaser is not thought of – there are numerous cases of people being duped, of flats being delayed for years, of construction quality being pretty bad, and so on. But now people are being more vigilant; property builders are as bad as ever, but consumer courts and the regular courts are cracking down where there are violations of consumer rights, such as in this case. In this case, the couple purchased the flat, paid up the required percentage of money as required, and yet had to suffer a 5 years delay in being handed over the flat, with almost no justification for why there was a delay (link to article):

The state consumer commission last week directed a builder to pay a compensation of Rs 13.50 lakh to a Jogeshwari couple for a five-year delay in handing over possession of a flat in Thane. The couple has paid more than 95% of the flat’s price of Rs 30 lakh. The commission also directed the builder and developer Ganaraj Group to hand over the flat within 45 days failing which Rs 1,000 per day would be payable to the complainants, Prashan and Sailee Dhotre, till handing over of actual possession of the flat.
The Maharashtra State Consumer Disputes Redressal Commission said that on carefully going through the written version on record no tangible reasons were revealed with respect to the delayed possession of the flat. “On going through the registered agreement to sale, we find that the possession was to be delivered on or before November, 2009. The terms and conditions set out are certainly binding on the parties executing the agreement. Therefore as rightly pleaded by the advocate, the opponents have incurred deficiency of service to the complainants by not delivering the vacant and peaceful possession,” the commission said.

Such measures, legal action and penalties are a required part of ensuring that builders live up to their promises. Even if the builder is suffering from some genuine problems, the builder needs to ensure that the purchasing parties are treated as stakeholders and know all the available information, and are compensated as required.

Being served bones in your vegetarian food – Indian Railways

Of course, this is not the first time that this is happening, but the repeated occurrence cannot diminish the outrage and distaste that such incidents leave in the mouth. In India, there is a special significance in being a vegetarian, as followed in the name of religion rather than due to personal choice. A large number of Hindus, Jains and Buddhists are vegetarians, and consider the consumption of non-vegetarian food to be sinful, and something to be avoided (having such a faith is their legal right, and one cannot dispute this). Thus, in India, there are many restaurants and hotels that even call themselves as only vegetarian so that the concept is clear that there is no non-vegetarian food being cooked in the place and hence there is no chance of their being served non-vegetarian food. But what happens when they are in a place where both types of food is served; the place serving them vegetarian food is under a duty to ensure that they get pure vegetarian food and not food that is mixed with non-vegetarian food.
Even if they are served non-vegetarian food by mistake, some of them will dismiss it as a mistake, but for others, the experience can be traumatic, since they have not had non-vegetarian food and to eat it due to somebody’s mistake can be seen as a violation. Now, when you combine this with the way that the railway ministry is run, with late trains, dirty trains, people complaining about food (after all, if the food was good, why would the fairly recent phenomenon of people being able to book food in the trains from outside be off to such a great start ?), and so on. But one would expect that there would be a lot of control in terms of the place where the preparation of food is taking place, and simple mistakes such as mixing non-vegetarian food with vegetarian food be avoided. And yet it happened to this traveler, a Jain gentleman, who found that the vegetarian curry he was eating had bones in it, and then further shocking, the administrative officials, instead of apologizing to him, tried to prevent him from filing a complaint. If this had happened in a restaurant in developed countries, it would have resulted in a lawsuit (link to article):

Jain, a 65-year-old frequent travelling businessman based in Hanumanthnagar in south Bangalore, took the Rajdhani Express from Delhi to Guwahati on September 19. The next day he ordered a vegetarian lunch and was having it. To his horror, he realized he was chewing bones served in the curry. “I couldn’t smell anything because the bones were mixed in the vegetables. I complained to the manager who was serving food in that compartment but he refused to listen. In fact, he blamed me for not having checked the food properly. Later I complained to the pantry car manager and he too argued with me,” he told TOI.
On reaching Guwahati, Jain gathered the media in front of whom the pantry car manager admitted to having served him non-vegetarian food in place of vegetarian food that was ordered. Jain filed a written complaint to the Indian Railway headquarters on Sunday after reaching Bangalore and is awaiting a reply.

Given that the Government and the Railway ministry is trying to change customer opinion of Indian Railways, they would be well advised to ensure that such complaints are processed and responded to, and people can see, that even though mistakes can happen, the authorities are trying to improve conditions rather than trying to push them under the carpet.

Shopping in retail stores / markets / internet stores – some points to take care of …

In my younger days, there were only small neighborhood stores that you would go to get whatever provisions you wanted and there were really not too many different brands either. Over the years however, more and more variety of products started coming into the market accompanied by larger stores, leading up to today’s hypermarkets where you can get everything you need for your household and where you can easily spend thousands of Rupees. However, with all this convenience and speed of purchasing, there is a darker side that you need to be careful about. I will detail some of my experiences in points below.
In addition to these large hypermarkets, there are also many ecommerce sites available that let you purchase almost everything and get it delivered to your house free of cost, but there are certain problems associated with these, which one needs to be aware of. These are also detailed below, so please be careful.

1. Discounts: Discounts are one of the biggest problems and rip-offs that are present in stores, and the perception is there is a lot of problem with the concept of discounts. I ran into one such problem where I was buying a suitcase from one of the large hypermarts, and it was offered at a great 40% discount (for that day only). At billing, I made payment (along with some other items), and just out of some instinct, I took a closer look at the bill. The price did not seem right, and when I confirmed at the billing section, they stated that the discount in the system was 20% and that was what was given to me. It took around 30 minutes after that, including calling the salesman at the luggage section before they resolved matters and gave me the 40% discount. If I had not taken a closer look at the bill, I would have lost out at the 20% discount. Post this, when doing the billing, I always ask the billing person to tell me the discounts for each item.
Another major problem is about the rate when discounts are offered. It was laughable. I went to buy some jackets at a store that is in the business of offering 75% discounts. A typical jacket that would have cost Rs. 2000 was available at Rs. 1800, so I thought that after applying a 75% discount, it was a great offer since the final price wold be Rs. 450. Imagine the shock when they confirmed that Rs. 1800 was the final price, that price pre-discount was Rs. 7200. I was blown out, since a great jacket of a great brand would be less than that. So, before buying stuff at discounts, do keep in mind that many (not all) retailers increase the price of their products before they then apply a discount, which means that you are really not saving so much money.
2. Expired items. This is a real problem. It takes up so much time now, that one wonders whether the advantage of buying slightly lower priced items at these hypermarts are really worth it. You find an item with a good discount, but be careful that the expiry of the item would be close. So you could buy some sauces or dips or some other exotic stuff, and find that prices are lower, but be careful, the item would only have a month available before expiry. There is no way that you can finish off the whole bottle in a month, in which case if you buy the item, you will use for a month and then discard the remaining, which turns out to be more expensive. I have had similar problems with buying perishable stuff online. And if you start seeing the expiry of every item that you are buying (you should), it can end up increasing the amount of time needed by a significant percentage.
3. Broken stuff or exchanged stuff when buying online. A lot of people have had experiences such as this one. You spend some time identifying what you need, and then find that the stuff you wanted is delivered to you, but big disappointment. Either by mistake the stuff you wanted has not been delivered and something else has been delivered, or it is in a damaged state. I have had personal experiences and learned from friends that ecommerce retailers are not so good when it comes to customer relations. Imagine buying a phone, getting it delivered in a cracked condition and then the retailer disputing that there is a problem (and this happened with the largest ecommerce retailer). A lot of passing the buck between the retailer and the phone company, and it took a lot of effort to finally get the phone exchanged, enough to push the person away from ecommerce platforms.

How not to encourage a person to take the course again – Dr. Batras Homeopathy

I have been a long time customer of Dr. Batra for hair care treatment (long history of dandruff and also fear of an impending decline in the covering on top of the head). The promise was that they would provide me treatment that would lead to a decline in fair fall rates and also eliminate the dandruff, depending on my taking the treatment properly. Further, I had to do other things such as doing some head stimulation (using finger tips to stimulate the scalp), eating more of soya based stuff, eating cod liver capsules and consuming more green tea on a regular basis. Some of these I did, although I could have been more consistent in doing all of these actions.
My visit to the consulting doctor was somewhat inconsistent, depending on the availability of time and whether I was available in the city or not. However, overall things were not too bad. Dandruff gets bad when there is a weather change, and my dandruff was also dependent on these factors; overall performance with Dr. Batra over a period of 5 years of treatment was that the hair fall was not very high (although there was some hair fall). Dandruff levels were also under control. Although keep in mind that treatment over a 3 year period is fairly expensive, over Rs. 15,000 plus.
However, I was nearing the end of my current term and the last meeting was on. Typically whenever I meet the Doctor, there is a dose of 4 weeks medicines given and then an appointment for the next month that is provided. In the last meeting however, I was in for a rude shock. First the meeting with the Doctor where she showed me photos of my head from the first meeting many years back and then current photos of my head for my comparison.
Then I went to collect medicines, and there I found that they have provided only 2 weeks medicine. Now, the last thing that both the reception and the doctor had told me that I could contact the reception about whether to renew the treatment, and then they do this by reducing the amount of medicines that they provided. I was shocked. If it was a question of trying to induce me to continue with the treatment by not providing the medicines for the usual period, it had the opposite effect. The cheapness of the gesture totally blew me apart.

Flyers left in the lurch (some on the plane) after another strike in Kingfisher Airlines

When people buy a ticket, they expect that the service will take from their origin to the desired destination. In fact, they deserve a certain amount of service, including the right to know whether the flight or train is one time, whether there is anything that could cause delays or otherwise impede the service, and they expect the Government and regulators to make sure that airlines are doing this.
However, the recent (past many months) events at Kingfisher Airlines have caused a great amount of distress to passengers, with the Government not really doing anything about it (except for allegedly changing the official who was the head of the regulator who tried to get more tough with the airline); so there have been many strikes in the recent past which have impacted passengers, with flights being changed or re-scheduled, and so on. In most of these cases, passengers have been badly hit. The number of flights available overall to passengers have also been reduced, which has led to another problem since other airlines have capitalized on this reduction of capacity by increasing the prices of tickets on most routes.
But, whatever happens, the Government should prevent something like this from happening, where a sudden strike stranded even passengers who were on flights and could not find a way to move from the plane to the airport since the ladders or the aerobridges could not be activated because of the engineers being on strike. Now, one sympathize with these people who have not been paid for many many months, but yet, that is something that the airline and the regulator should deal with, with the passengers not having to put up with such problems. It would only be fair if many of these passengers actually filed consumer cases against the airline for the inconvenience they had to put up with (link to article)

In an unprecedented occurrence, passengers flying or booked on Kingfisher flights were stuck in aircraft and airports across the country on Sunday evening when the airline’s engineers, unpaid for months, went on a flash strike.
Passengers landing even in big metros like Delhi or Mumbai suffered the same fate as the airline engineers did not put chocks on aircraft tyres as a result of which aerobridges could not be attached and passengers were stuck inside the aircraft. Similar things happened at other airports with step ladders not being attached to the airline’s planes to allow deboarding, also leaving harrowed Kingfisher passengers waiting to board their flights stuck at airports.