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Expectation mismatch between the gift packaging and the inside of the gift

This seems like an obscure topic, but was actually something that caused sudden laughter, and an extreme amount of dissonance. It was Raakhi time, and my wife had bought some presents for her brothers, including a very attractively packaged Cadbury chocolate box for Rs. 200 (not a very small sum either). From the box, it [...]

How to decide between a fixed interest and floating interest rate home loan – some tips and pointers

Now that you have decided that you need to take a home loan to buy your dream house, the next query is about selecting the bank from which to take a loan, as well as whether you should go in for a fixed vs. floating interest home loan. I have some friends who have taken [...]

Steps to ensure that you have completed the checklist for applying for a home loan

In most cases, when you are looking to buy a house, you would be looking at getting a home loan (there are few normal middle class folks who can buy a house on cash); and to get a home loan, even though a bank says that it is very easy, there are steps to be [...]

Planning on selling your house ? Ensure that you have all your documents in order

There are enough occasions in life when you have to sell your house (independent house or flat). It could be a distress sale (when you need the money), you could be doing speculation and the house made money for you in the sale, you could be moving to a new location, etc or many other [...]

Treatment of tax – Selling a new house and buying a new house – what happens to the capital gains?

It is a fairly common issue, where a person sells an old house and buys a new house. This can be done when a person is investing in real estate, it happens when a person finds that the old house they have is not big enough for their family, or when they need to move [...]



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