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Archive for Credit Card

Safety feature – Online Credit card usage

If you have ever stopped to look at the online credit usage you would have done (including reviewed the information you were asked to provide), it would seem extremely easy to use somebody’s card and use it for buying stuff. What is it that you need to provide in terms of information when using your [...]

Another case, person gets bill for ‘ghost’ credit card

It happens again and again. A person either has not accepted the credit card that was provided to him even when he had not requested the credit card, or he was charged for some amount where he did not make the transactions. Mistakes can happen, even though in cases of a financial nature, one would [...]

Credit card loss – report at the earliest

Say you are out shopping, and you do not notice that your purse of wallet has got stolen, or that you left it somewhere ? And somebody unscrupulous picks up your card and makes some large purchases in the time period that you have not reported the loss ? Well, then you are out of [...]

Don’t pay the 2% extra while paying with a credit card

How many times would this have happened to you ? You are at a retailer buying a phone, or some consumer durable (TV, fridge, AC, DVD player, etc) and the retailer says that you need to pay 2% extra if you are paying by credit card. You really don’t have that much cash in hand, [...]

Protect your credit card at all times

MR A, young call centre executive had just obtained his first credit card, when another bank’s DSA (Direct Sales Agent) approached him and explained the benefits of carrying two cards. The new card was for ‘free’ and the only document required was a photocopy of the first credit card. Mr A felt proud for the [...]



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